FIRST CLASS LENDING

First Class Lending provides a wide variety of loan products that meet your mortgage needs. We pride ourselves on our extensive knowledge of all aspects of financing, from residential to commercial and construction. We will work very hard to find loan programs that suit your needs. We can do business in multiple states. We believe in customer satisfaction.

Referrals from previous customers and local real estate professionals have always delivered the majority of our company's productions.

We can HELP you with...

Purchase - Refinance - Home Equity LoansRefinance with Cash-out to pay debts or credit cardsInterest Only Payment LoansCommercial LoansConstruction LoansGood Credit - Bad CreditNo Point No Cost Programs

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Home Equity Loan

Your home equity is the difference between what you owe on your mortgage (and on any other home loans) and the market value of your home. A Home Equity Loan uses a home's equity as collateral and is sometimes referred to as a second mortgage. A Home Equity Loan can be either a fixed rate mortgage, adjustable rate mortgage and can be acquired as a lump sum or used as a revolving line of credit. Debt consolidation, home repairs, medical bills, and big expenses like a child's college tuition are all good reasons to consider applying for a Home Equity Loan.

Tax benefits. Just like your first mortgage, the interest you pay on a home equity loan or line is usually tax-deductible. Consult your tax advisor about the deductibility of interest.

Small Commercial Loan

Offer financing for small-balance commercial mortgages from $100,000 up to $1.5 millionBusiness investment or Owner-occupiedMultifamily - Mixed Use - Ofifice - Retail - Self Storage - Light Industrial - Small Strip Center - Warehouse - Restaurant - Special PurposeFast pre-approvals (48 to 72 hours)LTVs up to 90%100% assumable to qualified borrowers upon resaleFlexible term and rate options: 2-year, 3-year and 7-year fixed then adjustableTerms: 15, 20 and 30 yearsFully amortizing loans

We can do loans in other states... Please call us for more information.

At First Class Lending we have a unique ability to help you. Whether buying, refinancing, using untapped equity or evaluating real property investments, we succeed by providing you the best pricing, best programs and lowest rates.

Residential Loans - Commercial Loans - Refinance - Purchase

Home Equity Loan - Debt Consolidation Loan

First Class Lending

your home for residential and commercial mortgage needs

8907 Warner Avenue, Suite 261, Huntington Beach, CA 92647 toll free: 877-288-7082

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